Joyce Novak
Senior Loan Officer
NMLS# 847916
CA# CA-DBO847916
AZ# 0948216

2386 Faraday Ave., Suite 105
Carlsbad, CA 92008

Direct 858.750.8068
Fax 866.422.5461
joyce.novak@fairwaymc.com

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Licensed by the Department of Business Oversight under the
California Residential Mortgage Lending Act, License No 41DBO-78367.

Licensed by the Department of Business Oversight under the California
Finance Lenders Law, NMLS #2289. Loans made or arranged pursuant
to a California Residential Mortgage Lending Act License.

AZ Mortgage Banker License Number: #BK-0904162